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The Real Score Pushing it to the Limit Credit Repair and your Credit Reports Ditching the Dupes Copyright © 2008 James W. Kemish. All Content. All Rights Reserved. Collections are the most questionable accounts on your credit report. Collectors buy, sell, and even trade debt regularly. Collectors that do not own a collection account, per FTC Fair Credit Reporting Act Staff Opinion Letters, must cease reporting that account. Unfortunately there are [url=http://www.mquin.com/pjsdoudoune.php]parajumpers pas cher[/url] no incentives for them to do so, and hence these old erroneous collections can linger forever. Challenge them as part of your credit repair effort. If you have [url=http://www.villacannizzo.it]hogan[/url] student loans that have slipped into default it is time to make peace with your lender. Student loans are different from every other debt. There is no statute of limitation for collection of student loans and hence there is no hope of waiting until they go away. 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