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cekyophr5
Posted: Mon 5:08, 09 Dec 2013
Post subject:
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Posted: Thu 15:37, 05 Dec 2013
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Another problem often overlooked are accounts that have been closed and paid but continue to report as open with balances. This is very common and can overstate your current debt load. It is not unusual to spot two or three of these accounts, ranging from mortgages to little store cards. You can easily eliminate these obsolete accounts for a nice little credit repair boost.
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There is another credit repair resource that gets less notice, but is arguably the most important. This resource is MyFico.com the website for Fair Isaac Corporation the creator and [url=http://www.riad-marrakesh.fr]abercrombie pas cher[/url] owner of the Fico credit score. The credit bureaus sell their own scores, marketing them with no visible disclosure that they are not the scores that lenders use. These bogus scores are deceptive and bear little resemblance to the genuine scores available at MyFico.com.
Source:
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Article Tags: Credit Repair, Credit Reports, Credit Bureaus, Student Loans
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Duplicate accounts are as common as dandelions in the spring, and like [url=http://www.lotogame.fr/louboutin-pas-cher/]louboutin site officiel[/url] old closed accounts that report as open, these bothersome little pests can put a dent in your scores. These accounts appear for a variety of reasons usually stemming from creditors reporting methods and occasional account number changes. Look carefully for these redundant accounts and remove them.
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So, if you want to benchmark your scores, get the scores that count. Ah, but there is a twist. Although you should get your scores from Fair Isaac, their credit reports are the least useful for credit repair. So, Im sorry to say, but if you really want to do it right buy your scores from Fair Isaac and [url=http://www.lotogame.fr/louboutin-pas-cher/]boutique louboutin paris[/url] a good tri-merged report for credit repair information purposes.
Credit repair is all about knowledge, and [url=http://www.diecastlinks.co.uk]hollister uk[/url] your credit reports are [url=http://www.villacannizzo.it/category/hogan-outlet-milano]hogan outlet[/url] the key. There are three credit bureaus, Experian, Equifax, and TransUnion, and they each provide their reports in a different format. In addition, there are many tri-merged reports available which blend the information from all three credit bureaus in a different format. The tri-merged reports are designed to be user friendly and may be your best bet [url=http://www.montresidole.fr/category/doudoune-moncler-france/]doudoune moncler france[/url] for credit repair.
The Real Score
Pushing it to the Limit
Credit Repair and your Credit Reports
Ditching the Dupes
Copyright © 2008 James W. Kemish. All Content. All Rights Reserved.
Collections are the most questionable accounts on your credit report. Collectors buy, sell, and even trade debt regularly. Collectors that do not own a collection account, per FTC Fair Credit Reporting Act Staff Opinion Letters, must cease reporting that account. Unfortunately there are [url=http://www.mquin.com/pjsdoudoune.php]parajumpers pas cher[/url] no incentives for them to do so, and hence these old erroneous collections can linger forever. Challenge them as part of your credit repair effort.
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Gone but not Gone
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The Student Loan Solution
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