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You?ll also need enough money to cover such costs as utilities, auto and home insurance, groceries and other miscellaneous expenses we all must pay on a month to month basis.
Healthcare will be an extremely important aspect of your retirement. Naturally, as we grow older our healthcare needs increase and that means spending more money. If you fail to fund your retirement in a sufficient manner, even one serious health problem could wipe out your retirement fund and you might find yourself facing the rest of your retirement with serious money problems. Just for your healthcare costs alone it?s a good idea to plan on budgeting at least $15,000 per year for every year of your retirement.
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After adding up all of the costs you?ll need to cover during retirement, don?t forget to take into consideration the [url=http://www.sandvikfw.net/shopuk.php]hollister outlet sale[/url] effects of inflation. Figure on costs today rising an average of about 4% a year for every year you have left until retirement and then some.
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