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The Australian Insurance Council's [link widoczny dla zalogowanych] Group General Manger for Western Australia and the Northern Territory Daryl Cameron said in 85% of cases, [link widoczny dla zalogowanych] policies are bought on price alone. This can be dangerous for people who do not read their policies carefully. He also said that your insurer might refuse to pay out if you are not honest in your insurance quotes.
"It is vital that all known information regarding the vehicle or any intended driver is fully disclosed to the insurer when taking out a policy or when one is up for renewal. If anything changes that may affect your policy, you must tell the insurer; it is extremely important to remember that you [link widoczny dla zalogowanych] have a duty of disclosure," Mr. Cameron said.
Watch [link widoczny dla zalogowanych] out for the traps that catch many unsuspecting motorists. Ask as many questions as you can to understand what you are getting into. After all, there is no harm in asking.
There are points to remember when considering car insurance. First, research, investigate and take your time when looking for car insurance. Second get [link widoczny dla zalogowanych] a coverage that suits your needs. Third, decide if you want a market value or agreed value cover. Make sure that you fully understand what you are covered for. Know the factors that are excluded in the policy. You should also know the excess when making a claim. Tell you insurer about anything that happens to you that may affect your policy. Know the payment method that suits you. Know if in the case of "At Fault" claim, you can protect your no claim bonus. And lastly, remember that cheapest is not always the best.
Make sure that you are familiar with the cover provided by the policy and not just compared policies on price. Cheaper does not always mean better.
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